LOC is a Line Of Credit. It simply allows clients to obtain an approved credit limit of an amount between $100.00 up to $1000.00 at which is repaid back in 1 month. This service is know as a payday advance. For example, if you need an advance on your pay, as payday is to far away, we can approve a limit that is automatically available for you next time without re-applying for it again. So with just a simple drawdown application the money is given almost instantly*.

Pensioners are also welcome to reapply to the limit of $200.00.

This particular loan is also suited for people who have bad credit, no credit at all, but have a steady income and residential stability. And if you're worried about a credit enquiry on your file, don'tworry. We do not do a creditcheck on this particular product. So no-one would even know you applied for the loan.

* Subject to approval if circumstances have not changed and up to the limit of $3000.

Why wait 3 days for your cheque to clear?

Needy Money provides clients with a cheque cashing facility which offers them the opportunity to cash their cheques instantly for a small fee starting from 2%. Just bring in your cheque with 100 points of ID and you’ll have your money within minutes.

A 90 Day Loan is a short-term personal loan. It is designed for people that have a steady income with a stable residential address.

Do you have a Bad credit? That's ok. We do not reject applicants purely on defaults. We take into consideration all aspects of your application.

This particuliar product is usually repaid withing 3 months (90 Days) for the loan amounts starting from $500.00 to $30000.00. Your repayments are done according to your pay frequency. For example, weekly, fortnightly or monthly. Repayments are done via direct debit on your actually pay day, so no need about remembering when the next payment is due.

So please do not hesitiate, if you have a strong income and a long term stability, please feel free to apply today. These loans are approved and funded withing 30 minutes of submission*.

This product is designed for clients with a good credit rating. These loans start from $6000.00 and can go up to $30,000.00. This particular product is good for debt-consolidating and holiday.

They are unsecured personal loans with a starting interest rate of 11.95% p.a. You can also choose to have a term from 2 - 6 years to repay if renting, or up to 7 years if you own your own home. Many people despite being a good risk simply do not fit the banks perfect applicant criteria.

Self employed or contractors are also welcomed to apply.

* Subject to approval if circumstances have not changed and up to the limit of $3000.

A car loan may be secured or unsecured. A secured car loan attracts a cheaper interest rate. As a consumer you are financing your car loan against a tangible item like a vehicle or a boat.

An unsecured car loan on the other hand is versatile as it can be used for all sorts of reasons i.e. holiday, debt consolidation etc. Thus it will attract a higher interest rate.

* Subject to approval if circumstances have not changed and up to the limit of $3000.