How it Works

Step 1

All applicants must provide:

  • 100 points identity check
  • Bank/credit union statements from the date of application back 2 months
  • If working 2 recent payslips, if on benefits an income statement from Centrelink
  • If self employed, 2 most recent invoices and last 2 years tax returns
  • A rates notice if you have a mortgage/own or letter/bill with your name & current address on it for those who are renting, boarding etc…

Step 2

Complete the Application Form

  • Application forms can be downloaded, faxed or collected from a branch.
  • Once the application form has been completed, all clients can email, fax or take it into the branch together with all other required documents. (See Step 1)

Step 3

Process of Application

  • Upon the receipt of the application form & all required documents, a Needy Money representative will process the application within 30 minutes!1

    • 1 Provided that all resources are available within 30mins while processing.

Step 4

Discussions of Offer & Loan Contract

  • You will be contacted & notified of the offer & loan contract.  You must come into the branch to sign the contract.

Step 5

Collection of Funds

Needy Money understands the diverse needs of client, therefore we can provide the funds in different methods:

  • Cash over the counter*
  • Electronic transfer*
  • Cheque*

* Subject to terms and conditions upon approval.